![]() ![]() However, if an association is organized as a non-profit, as is the case with most Missouri associations, it will be governed by the Missouri Nonprofit Corporation Act, specifically with regard to corporate structure and procedure. Homeowners’ Association Law - Missouri does not have a specific statute governing homeowners’ associations. Please read the Applicability section at 448.1-102. The Act applies to all condominiums created within this state after September 28, 1983, and in parts, to all condominiums created in this state before Septembut only with respect to events and circumstances occurring after September 28, 1983, and do not invalidate existing provisions of the declaration, bylaws, or plats of those condominiums. The Act applies to condominiums created before September 28, 1983. Missouri does not have a statutory framework for homeowners’ associations. If a homeowners’ association is a non-profit, as is the case with most Missouri associations, it will be governed by the Missouri Nonprofit Corporation Law.įor-profit associations are likewise governed by the Business Corporation Law. The statute governs non-profits with regard to corporate structure and procedure. Victims also have the right to sue a debt collector in state or federal court within one year from the date of the violation, under the FDCPA. HOA fees are considered “debts” under the FDCPA, and homeowners are protected “consumers.” Victims can file a complaint against a debt collector who is violating the law with the Consumer Financial Protection Bureau. ![]() The Act prohibits debt collectors from using abusive, unfair, or deceptive practices when attempting to collect a debt. However, debt collectors must comply with the federal Fair Debt Collection Practices Act (FDCPA). HOA Debt Collection - Missouri does not regulate debt collection at the state level. Victims may also file a private lawsuit in the federal district court within two (2) years of the discriminatory act. Victims of housing discrimination can file a complaint with the Missouri Commission on Human Rights or HUD within one (1) year from the date of the discriminatory act. The Act applies the protections provided under the American with Disabilities Act (ADA) and Fair Housing Act (FHA) at the state level. Missouri Human Rights Act (MHRA) - The Act prohibits housing discrimination because of race, color, religion, national origin, ancestry, sex, disability, or familial status. Federal Laws: In addition to state law regulations, the federal government has laws that govern the operation and management of condominium and homeowners’ associations in the state of Missouri. ![]()
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